I thought it would be fun to make an essential list of 10 frugal “laws” that could completely transform someone from Typical American Spender to debt-free saver. Since saving money longterm requires not only a change in habit, but a change in perspective, I tried to include all the different angles involved. So, here they are,… Continue reading Dig Yourself Out of Debt & Save Like Crazy With My 10 Laws of Frugal Living
When you don’t have a budget you don’t really have control over your money or your savings rate. In fact, you don’t even know where all of your money is going! Creating a budget that works is all about going through the right steps in the right order. If you’ve had trouble creating workable budgets in the… Continue reading Create a Budget That Works in 5 Simple Steps
Most people who aren’t independently wealthy go through periods of time when they have to live on as little as possible. There are college and graduate school years filled with discount grocery stores, months spent saving like crazy for a downpayment on a house, and anything from unexpected job loss to the addition of children… Continue reading My 5 Step Plan to Help You Slash Your Budget by Taking Advantage of Human Adaptability
I’ve never really shared our story here but I think it’s high time I did! The fella and I weren’t always super savers and our path to frugality was filled with triumphs, failures, obstacles, and a whole lot of love. Here’s our story. It’s a long one but I figured if I’m going to tell… Continue reading From Minimum Wage to Maximium Saving: Our Path to Frugal Living
Salsa is the second most popular condiment in the United States, the first is mayo and the third is ketchup. That’s right, Americans buy more salsa than ketchup! Every year the salsa industrial complex (couldn’t resist) generates $764,299,900 in sales distributing 271,312,400 units in the United States alone. The difference in these numbers is important because it’s a… Continue reading The Salsa Industrial Complex & My Cheap 5 Minute Salsa Recipe
I haven’t posted a weekly grocery update in a while because I’ve been relying heavily on my pantry. To maintain a well stocked kitchen (that saves you a lot of money) you have to rotate items and minimize waste wherever you can. My last regular weekly shopping trip was on December 18th! After that I… Continue reading Banish Kitchen Waste: How to Rotate Pantry Items & A Peek at My Bulk Shopping Trip
In honor of the new year I want to encourage everyone out there to take control of their finances and save, save, save! One of the easiest and fastest ways to immediately boost your savings is to cut your food budget. When people ask me for my number one frugal tip that’s what I tell them,… Continue reading Your Takeout or Your Life? Face The Facts & Slash Your Food Budget!